Section 3Promissory Note & Bill of Exchange: Definition
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Promissory Note & Bill of Exchange: Definition
Negotiable Instruments Act
Chapter I
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Reviewed by Adv. Shailendra Babbar, Seasoned Advocate · Practicing since 31 years
📅 Updated 2026-03-31📚 Source: The Gazette of India
🗣️ Simple Explanation

This section defines three important financial documents: a promissory note, a bill of exchange, and a cheque. A promissory note is a promise to pay, a bill of exchange is an order to pay, and a cheque is a specific type of bill of exchange drawn on a bank.

💡 Real Life Example

A borrows ₹10,000 from B and gives B a promissory note promising to pay back the money on a specific date. A cheque is used when A wants to pay B from his bank account.

🛡️ KNOW YOUR RIGHTS
  • You have the right to understand the terms of any promissory note or bill of exchange you sign.
  • You can refuse to sign a document if you don't understand it.
Sources & References

📒 Legal text sourced from The Gazette of India & AdvocateKhoj Bare Acts Library

⚖️ Content reviewed by Adv. Shailendra Babbar, Seasoned Advocate, with 31 years of legal practice

📚 Act Reference: Negotiable Instruments Act

Disclaimer: This content is for informational purposes only and does not constitute legal advice. Consult a qualified advocate for specific legal matters.

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